As December 2025 begins, social media is once again flooded with viral posts claiming the IRS is sending out $1,390 direct deposits as inflation relief. The messages spread fast—especially among seniors, low-income families, and Social Security recipients—promising quick cash just in time for the holidays.
But here’s the hard truth:
There is NO $1,390 IRS payment approved or scheduled in December 2025.
The IRS and U.S. Treasury have officially confirmed that no such program exists.
This rumor is not just false—it’s actively being used to scam people out of their identities and savings.
Why the $1,390 Payment Claim Is Going Viral
The story sounds believable because it mirrors past stimulus programs from 2020–2021. With inflation still hovering around 3.2%, many families are under financial pressure. Scammers exploit this stress using:
- Fake “urgent” deposit deadlines
- Messages promising automatic payments
- Claims that no tax filing is required
In reality, these messages are recycled from old Recovery Rebate Credit rumors and repackaged with new numbers to look current.
The FTC has reported a 25% surge in phishing scams linked to fake government payments since November 2025.
How the Scam Works
Most victims are targeted through:
- Fake IRS-style emails
- Text messages with “eligibility links”
- Calls from so-called “IRS agents”
These scams usually ask for:
- Social Security numbers
- Bank account details
- One-time “processing fees”
The IRS never contacts people by text, email, or social media about payments.
The IRS never charges fees to release money.
If someone asks for either—it’s a scam.
What Real Government Payments ARE Happening in December 2025
While the $1,390 deposit is fake, there are real and verified financial benefits available:
- Social Security COLA 2025:
A 2.5% increase added about $50 per month for most retirees.
December payments are scheduled for Dec 13, 20, or 27 based on birthdate. - 2024 Tax Refunds:
Early filers can still receive average refunds of around $2,800. - Earned Income Tax Credit (EITC):
Eligible families can claim up to $7,830 when filing in early 2026. - State Rebates:
Some states like California are issuing $200–$400 rebates.
These are the only confirmed and legal payment sources right now.
Major Red Flags You Should Never Ignore
If you see any of these, delete the message immediately:
- “Automatic IRS deposit—no action required”
- Requests for verification fees
- Links claiming to “unlock” your stimulus
- Threats that your money will be canceled if you don’t act fast
If you’re targeted, report it at:
- ReportFraud.ftc.gov
- The IRS phishing page on IRS.gov
How to Protect Yourself Right Now
- Only check payments on official government websites
- Never share personal info via email or text
- Enable two-factor authentication on your bank and IRS account
- Help elderly family members who are most at risk
In 2025 alone, scammers have stolen over $500 million from Americans using fake government payment schemes. Staying alert is financial self-defense.
Final Verdict
The $1,390 IRS direct deposit for December 2025 is 100% false. No law, no executive order, and no IRS program supports it. While real benefits like Social Security COLA, tax refunds, and credits are available, this viral payment claim is purely a holiday-season scam.
