Fixed Deposits (FDs) still are the one of the most preferred investment tools in India, because of their safety and guaranteed returns. Canara Bank has altered its FD rates in 2025, in order to give a good return not only to normal customers but also to the elderly. With flexible time periods and safe investments, Canara Bank is still a reliable option for saver.
What do Fixed Deposits mean?
Fixed Deposit is an investment plan where in customers deposit a lump sum for a certain period and receive interest at fixed rates. Unlike stocks or bonds, market-linked products and etc., FDs guarantee returns which makes them the only choice for risk-averse investors. Canara Bank has provide an FD that suits the different financial needs of every customer.
Canara Bank FD Rates in 2025
To maintain competitiveness, the bank has revised its FD rates to be in line with the other public and private sector banks. An extra 0.5% interest is given to the elderly; thus, they receive the maximum benefit from retiring. Interest is calculated every three months, which helps in getting higher returns at the end of the term.
Tenure Options
Canara Bank offers a wide range of tenures from seven days to eleven years. Short deposits are good for liquidity, while long ones are aimed at wealth creation. Besides, customers have the option to go for cumulative deposits (interest paid at maturity) or non-cumulative deposits (interest paid at intervals).
Canara Bank FD Rates 2025 Overview
| Tenure | General Customers (per annum) | Senior Citizens (per annum) |
|---|---|---|
| 7–45 Days | 4.00% | 4.50% |
| 46–90 Days | 4.50% | 5.00% |
| 91–180 Days | 5.25% | 5.75% |
| 181–364 Days | 5.75% | 6.25% |
| 1–3 Years | 7.10% | 7.60% |
| 3–10 Years | 6.75% | 7.25% |
Advantages of Canara Bank FDs
The FD scheme’s guarantee of absolute safety is due to its being a government-owned bank. Besides, Customers can still take out loans or overdraft against their fixed deposits, thus, keeping their liquidity intact. The high-interest for old persons is a good feature of this scheme, especially for the retired ones who are looking for a secure source of income.
Effect on Investors
Canara Bank FDs in 2025 mean investors get to enjoy safe, predictable, and rewarding returns. The flexibility in choosing the periods and also the rates being favorable keep it as a go-to for families, professionals, and old-age people among others.
Last Word
Canara Bank FD Rates 2025 shows the passion of the bank towards providing safe and high-yield investors. Regardless of the fact whether your goal is short-term savings or long-term wealth creation, Canara Bank FDs offer you the advantages of stability, flexibility, and good rates.
